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Terms of Use

These Terms of Use ("Agreement") govern your access to and use of the services provided by Roxpay ("Roxpay," "we," "us," or "our") for the financial solutions related to Pay Per Use assets. By accessing or using our services, you agree to be bound by this Agreement.

Account Creation and Usage

a. Eligibility: You must be of legal age and have the necessary authority to enter into this Agreement. By creating an account with Roxpay, you represent and warrant that you meet these requirements.

b. Account Information: You are responsible for providing accurate and up-to-date information during the account registration process. You agree to keep your account credentials confidential and secure.

c. Prohibited Activities: You agree not to use the Roxpay services for any illegal, unauthorized, or prohibited activities. This includes but is not limited to fraud, money laundering, or any activity that violates applicable laws or regulations.

Financial Services

a. Pay Per Use Assets: Roxpay provides financial solutions for Pay Per Use assets, enabling clients to lease assets to tenants based on usage.

b. Fees and Payments: Users may be subject to fees for using the Roxpay services. All fees and payment terms will be outlined in separate agreements or invoices.

c. Financial Advice: Roxpay does not provide financial advice. Users are solely responsible for making their own financial decisions based on their specific circumstances. We recommend seeking independent financial advice if needed.

Client and Tenant Functions

a. Client Functions

i. Asset Management: Clients can manage their leased assets, including adding, editing, and deleting assets from their portfolio.

ii. Tenant Management: Clients can manage tenant accounts, including adding, editing, and deleting tenant information.

iii. Billing and Invoicing: Clients can generate invoices for tenant payments based on usage and track payment history.

iv. Analytics and Reports: Clients have access to comprehensive analytics and reports on asset usage, financial performance, and environmental impact.

b. Tenant Functions

i. Asset Usage Monitoring: Tenants can monitor the usage of the leased assets, including distance travelled, fuel consumption, and maintenance alerts.

ii. Billing and Payment: Tenants can view and track their billing statements, make payments for usage, and receive payment reminders.

iii. Support and Assistance: Tenants can access dedicated support for any issues, questions, or concerns related to the Roxpay platform.

Intellectual Property

a. Ownership: All intellectual property rights related to the Roxpay services, including but not limited to trademarks, logos, and content, are owned by Roxpay or its licensors.

b. Limited License: Subject to compliance with this Agreement, Roxpay grants you a limited, non-exclusive, non-transferable license to access and use the services for their intended purpose.

Privacy and Data Protection

a. Data Collection and Use: Roxpay collects and uses personal information in accordance with its Privacy Policy. By using our services, you consent to the collection, use, and processing of your personal information as described in the Privacy Policy.

b. Security: We take reasonable measures to protect the security and confidentiality of user data. However, no method of transmission or storage is completely secure, and we cannot guarantee the absolute security of your data.

Limitation of Liability

a. Disclaimer: Roxpay provides the services "as is" and makes no warranties or representations regarding their accuracy, reliability, or fitness for a particular purpose. We do not guarantee uninterrupted, error-free, or secure access to the services.

b. Limitation of Liability: In no event shall Roxpay be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with the use or inability to use the services, even if advised of the possibility of such damages.

Governing Law and Dispute Resolution

a. Governing Law: This Agreement shall be governed by and construed in accordance with the laws of Switzerland.

b. Dispute Resolution: Any disputes arising out of or in connection with this Agreement shall be resolved through negotiations in good faith. If the parties are unable to reach a resolution, the dispute shall be submitted to the exclusive jurisdiction of the courts in Switzerland.

Modifications and Termination

a. Modifications: Roxpay reserves the right to modify, suspend, or terminate the services, or any part thereof, at any time without prior notice.

b. Termination: You may terminate this Agreement by discontinuing your use of the Roxpay services and closing your account. Roxpay reserves the right to terminate this Agreement or suspend your access to the services at any time for any reason, including violation of this Agreement or applicable laws.

General Provisions

a. Entire Agreement: This Agreement constitutes the entire agreement between you and Roxpay regarding the use of the services and supersedes any prior agreements or understandings.

b. Severability: If any provision of this Agreement is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

c. Waiver: The failure of Roxpay to enforce any right or provision of this Agreement shall not be deemed a waiver of such right or provision.

d. Assignment: You may not assign or transfer any rights or obligations under this Agreement without the prior written consent of Roxpay. Roxpay may assign or transfer this Agreement without restriction.

e. Contact Information: If you have any questions or concerns regarding this Agreement, please contact us using the Contact Us page of Roxpay.ch.

By accessing or using the Roxpay services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree with any part of this Agreement, you must refrain from using the services.

Last updated: 28th May 2023

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